What Is a Self-Employed Home Loan? A self-employed home loan is a mortgage designed for individuals who run their own business, freelance, or work as contractors. Unlike PAYG employees, self-employed borrowers must prove their income stability through alternative documentation. Common Self-Employed Home Loan Requirements When applying for a home loan…
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The Reserve Bank of Australia (RBA) has announced a hold on the cash rate of 3.85% at today’s meeting. While some market watchers, including those at the big four banks, expected a cut, the RBA’s decision reflects a balance of key economic factors - both supportive and cautionary. On the…
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With our homes contributing about 10 per cent of Australia’s carbon emissions, we look at the big and small changes that are kind to the planet and your wallet. If you’re out there viewing properties, it could be helpful to be aware of the common tricks used by agents to…
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Congrats to our May Winner — Jonathan wins a $500 Bunnings voucher! We appreciate your feedback, that’s why each month we give our customers who have recently settled a loan the chance to go in the competition to win a small thank-you gift. This month’s winner is Jonathan, and they’ve…
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Temperatures are starting to cool down and many of us are breathing a sigh of relief that the kids have returned to school. As housing affordability plunges to an all-time low, a tree change looks more appealing than ever. You certainly get more bang for your buck outside the city,…
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With many Australian households finding cost of living pressures very real, in this edition we share some simple budget-conscious ideas that can help you save cash at Christmas time. If you or someone you know is really struggling to meet mortgage repayments, we take a close look at how to…
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Do you have some small, overlooked patches of earth at your place that you think are good for nothing? Check out our chat with clever gardeners Kat and Kushla, who prove that even 50cm strips of unused space can produce delicious edible bounty. We take the microscope to property prices…
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For anyone with a mortgage, or if you are thinking about the prospect of one, to fix or not to fix the home loan rate is a hot topic. While we would need a crystal ball to know just where the cash rate and associated fixed rates might land in…
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As housing affordability continues to put home ownership beyond the grasp of many Australians, we chat with two friends who pooled resources to make the dream of having their own home a reality. Our lead story explores the ins and outs of turning to mates to help get a foothold…
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Do you have any idea what a home loan really ends up costing over the life of a mortgage? Thanks to the interest paid over an average 30-year loan term, the figures are eye-watering. Our lead article closely inspects the figures and delves into the simple yet incredibly effective strategies…
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